Many factors affect the cost of home premiums....

For many, homeowners insurance is a necessity. It...

Other structures coverage is a portion of your homeowners...

Homeowners often wonder, “Does home insurance cover water...

Image by designer491 from Shutterstock If you purchase a new home, you will need to purchase homeowner’s insurance. If you’ve never owned a home before, you may not realize all the factors that go into the cost of insurance. When looking for a home, it’s easy to get caught up in the house’s structural design, the marble countertops,...